Senior Quantitative Analyst

Senior Quantitative Analyst Unsecured Lending & Overdrafts

This role is suited for a seasoned quantitative professional who can lead complex analytical work, influence credit strategy, and deliver robust, regulator-ready models.

Key Responsibilities:

• Design, develop, and maintain advanced credit risk models for unsecured lending and overdraft portfolios (PD, LGD, EAD, scorecards).
• Provide expert quantitative insight to support credit decisioning, portfolio optimization, and risk appetite setting.
• Lead model performance monitoring, validation support, and remediation activities.
• Translate complex analytical outcomes into clear business recommendations for senior stakeholders.
• Ensure full compliance with regulatory and governance standards (e.g. IFRS 9, Basel, internal model risk frameworks).
• Collaborate with credit, finance, and technology teams to embed models into production a...