Job Description
To lead and manage the Recoveries and Rehabilitation function for Business and Commercial Banking (BCB) loan portfolios by executing the BCB credit recovery strategy.
Execute the Business & Commercial Banking Recoveries and Rehabilitation strategy in alignment with overall BCB and Group Credit Risk objectives.Manage non-performing and distressed BCB loan portfolios, including term loans, overdrafts, asset finance and structured facilities.Drive portfolio segmentation strategies (early arrears, distressed, legal, rehabilitation) to maximise recoveries and client rehabilitation outcomes.Analyse portfolio trends, risk indicators and recovery performance to proactively address emerging risks. Develop and implement sustainable rehabilitation solutions for viable BCB clients, including restructuring, rescheduling and workout arrangements.Ensure full compliance with credit policies, recovery procedures, regulato...