Credit Risk Manager - UK

The Credit Risk Manager is responsible for leading and managing the credit risk assessment and control framework of the Bank. This includes analysing credit exposures, assessing counterparties’ financial strength, reviewing credit proposals, and ensuring adherence to the Bank’s risk appetite, credit policies, and regulatory requirements. The role holder will provide expert advice to business units on credit structuring, portfolio quality, and regulatory compliance, while ensuring that credit risk is effectively identified, measured, monitored, and mitigated across the Bank’s lending activities.

Key Responsibilities

• Lead the assessment and approval process for new and existing credit facilities, ensuring compliance with the Bank’s credit risk framework and PRA/FCA requirements.
• Conduct detailed financial, business, and market analysis to assess borrowers’ creditworthiness and repayment capacity.
• Review and challenge credit proposals (Cre...