Credit Risk Manager

The mission:

As the Credit Risk Manager, your mission is to ensure the safety and health of our loan portfolio, monitored through one of our key KPIs, the default rate of our portfolio.

You will be responsible for managing the portfolio aligned with our current risk appetite, aiming for profitability and growth. You will also identify and mitigate external risk factors that could negatively impact its profitability.

To ensure that our loan origination policies are protected, you will establish standard procedures that follow the best industry practices, and make adjustments based on hard data to modify our loan policies where necessary.

The expected outcome:

• Loss Rate monitoring: Supervise and closely analyze loan non-payment rates and evaluate their impact on the credit portfolio. Identify trends and take corrective measures as necessary.
• Portfolio stress testing: Conduct stress tests on the credit portf...