About the Role
Job Title: Credit Manager
Department: Credit & Risk Management
Location: Gurugram
Reports to: Head of Credit / Senior Credit Manager
Job Summary
Key Responsibilities
- Credit Underwriting & Appraisal: Conduct detailed credit evaluations of corporate and MSME clients by analysing financial statements, cash flow consistency, and GST filings.
- Specialized Product Assessment: Perform risk assessments specifically for Invoice Discounting and Factoring , evaluating the quality of underlying debtors and verifying invoices.
- Portfolio Monitoring: Monitor the existing credit portfolio to detect early warning signals (EWS) of distress and manage Days Sales Outstanding (DSO).
- Policy Compliance: Ensure all loan proposals comply with the organization’s credit policy and regulatory standards.
- Legal...
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