Full-time

AVP/VP - Credit Officer

Posted by SMBC Group • India, India, India

📍 India, India 🕒 February 26, 2026

About the Role

Responsibilities

  • To review and assess several types of credit applications submitted from business units independently and neutrally. To make concise but adequate executive summary to seek approval from relevant authorities.

  • Establish an adequate action plan for credits to be likely to deteriorate to minimize credit costs.

  • Manage and maintain the accuracy of registration of deal details and credit monitoring in the internal system, and to instruct business units to modify data if necessary.

  • Conduct credit portfolio analysis in terms of countries, corporate groups, industry commodity / segments, currency risks, internal grading, type of financial product, etc. from time to time.

  • Monitor and proactively control credit exposures under large corporates and/or certain industries for increased concern on concentration and industry risks, in cooperation with other relevant teams / departments.

  • Discuss with business units t...
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