Analyst II, Full Stack

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

The Backbook Risk Analytics team partners closely with Credit, Product, Engineering, Operations, and Compliance to define and execute the Backbook Risk strategy, ensuring portfolio outcomes remain within risk appetite.

The Backbook Risk & Program Management Analyst will lead the strategy, analytics, and operational design of UK backbook risk programs— collections, vulnerable customer management, and hardship support. The role will collaborate with Product on new features, with Machine Learning and Engineering to build risk capabilities, and with Resolutions teams to implement risk mitigation and customer outcome strategies. The analyst will be responsible for monitoring portfolio performance, identifying emerging risks, designing interventions to reduce delinquency and losses, and ensuring compli...